Encina Flexible Fast & Customized Financing

WHAT WE DO

We lend to private and publicly owned companies across a wide range of industries. Positive cash flow is not a requirement. Borrowers use loan proceeds to fund working capital, refinance existing debt, complete acquisitions, and enter or exit bankruptcy. We provide you with revolving lines of credit and term loans secured by collateral, such as accounts receivable, inventory, equipment or real estate.

VALUE PROPOSITION

Our flexible structure, responsiveness to customers, unmatched experience of professionals, and strong backing allow Encina to provide revolver and term loans to companies across most industries, create and deliver customized solutions quickly, and serve the diverse needs of businesses. With a custom-fit financial solution from Encina, your company can have more flexibility to expand, restructure or even venture into new endeavors.

INDUSTRIES AND
PRODUCT TYPES

Our borrowers represent a variety of industries including manufacturing, retail, automotive, oil & gas, services, distribution, and consumer products. Product types include revolvers secured by a first lien on accounts receivable and inventory, term loans secured by a first lien on machinery, equipment and real estate, and second lien structures in partnership with a number of lenders.

“Encina played a key role at an important stage in our business cycle. Their flexibility and desire to work with us, allowed us to grow and double our working capital in three years.”

David Jones, Chief Financial Officer
Liberty Lift

“We have really enjoyed our relationship with Encina. They took the time to understand our business during the industry downturn, and now their support is helping us grow significantly.”

Max Tejeda, Owner
Tejas Tubular Products

“The Encina team worked tirelessly in a short timeframe to get to know us, commit to lend to us, negotiate, document and close the deal. Great team effort.”

Dennis Doheny, Chief Financial Officer
Home Products

“As one of the country’s leading independent asset-based lending platforms, Encina’s success is a direct result of our ability to consistently deliver on what our customers have told us they most value – an approach that is Solutions Driven, and Liquidity/Commitment Focused.”

Rob McMahon, Chief Commercial Officer
Encina Business Credit, LLC

“The Encina team has taken the time to understand our business, which has allowed us to weather head-winds, and now opportunistically expand into new markets. We really appreciate their flexibility and desire to work with us. No other bank or finance company could have reacted faster or performed better!”

Ron Cayon, Chief Financial Officer
Allied Alloys

“Encina’s working capital facility allowed us to jump start our business. The team is very responsive and accommodating!”

Brent Janner, Board Member
Legacy Drilling

WHAT WE DO

VALUE PROPOSITION

INDUSTRIES AND
PRODUCT TYPES

“Encina played a key role at an important stage in our business cycle. Their flexibility and desire to work with us, allowed us to grow and double our working capital in three years.”

David Jones, Chief Financial Officer
Liberty Lift

“Encina’s working capital facility allowed us to jump start our business. The team is very responsive and accommodating!”

Brent Janner, Board Member
Legacy Drilling

Ron Cayon, Chief Financial Officer
Allied Alloys

Rob McMahon, Chief Commercial Officer
Encina Business Credit, LLC

“We have really enjoyed our relationship with Encina. They took the time to understand our business during the industry downturn, and now their support is helping us grow significantly.”

Max Tejeda, Owner
Tejas Tubular Products

“The Encina team worked tirelessly in a short timeframe to get to know us, commit to lend to us, negotiate, document and close the deal. Great team effort.”

Dennis Doheny, Chief Financial Officer
Home Products

WHAT WE DO

We lend to private or publicly owned companies across a wide range of industries. Positive cash flow is not a requirement. Borrowers use loan proceeds to fund working capital, refinance existing debt, complete acquisitions, and enter or exit bankruptcy. We provide you with revolving lines of credit and term loans secured by collateral, such as accounts receivable, inventory, equipment or real estate.

VALUE PROPOSITION

INDUSTRIES AND
PRODUCT TYPES

“Encina’s working capital facility allowed us to jump start our business. The team is very responsive and accommodating!”

Brent Janner, Board Member
Legacy Drilling

“The Encina team worked tirelessly in a short timeframe to get to know us, commit to lend to us, negotiate, document and close the deal. Great team effort.”

Dennis Doheny, Chief Financial Officer
Home Products

“We have really enjoyed our relationship with Encina. They took the time to understand our business during the industry downturn, and now their support is helping us grow significantly.”

Max Tejeda, Owner
Tejas Tubular Products

Rob McMahon, Chief Commercial Officer
Encina Business Credit, LLC

Ron Cayon, Chief Financial Officer
Allied Alloys

“Encina played a key role at an important stage in our business cycle. Their flexibility and desire to work with us, allowed us to grow and double our working capital in three years.”

David Jones, Chief Financial Officer
Liberty Lift